What is DASK (TCIP)?
Secure your home through DASK (compulsory earthquake insurance) which is made obligatory by Natural Disaster Insurance Authority, and covers material damages on residences induced by earthquakes.
It provides indemnity as per the scope of your policy coverage of damages arising from earthquake, and earthquake-induced fire, explosion, tsunami, and landslide.
DASK Limit of Coverage
Maximum price of mandatory earthquake insurance was set as ₺ 190,000 by DASK pursuant to regulation come into effect on January 10, 2018; and the price is estimated with reference to cost of re-construction after collapse of the building, size of residency, and type of building, and not considering land value.
Scope of Coverage
Grounds
Main walls
Roofs
Corridors
Platforms
Chimneys
Elevators
Garden wall
Retaining wall
Shared walls separating single spaces
Ceilings and floors
Bearings of building which are categorized same as above listed
Either damaged partially or fully, your building will be covered by earthquake insurance policy.
Cases not covered
Rental deprivation
Wreck removal
Business Interruption
Loss of Profit
All kinds of movables
Damages on building, which are not originating from earthquake
All bodily damages and death
Damages other than the ones originating from earthquake, and earthquake-induced fire, explosion, tsunami, and landslide
Claims of non-pecuniary damages
We recommend you to sign up for home insurance for covering of such cases.