What is 'Orange Health Insurance' for Foreigners?

Have a peace of mind about your health with the special health insurance which is required for foreign people to have residence permit in Türkiye.



With this "Orange Health Insurance" to be used to get short term residence permit for foreigners (non Turkish ), in addition to the General Conditions of the Health Insurance, in the event that the insured has an accident or illness, healthcare costs of the insured, which are necessary for inpatient and/or outpatient treatment of the insured at all kinds of private or public healthcare institutions licensed by the Ministry of Health according to the coverage, limits and co-payment percentages given in the policy and in accordance with the special and general conditions.



This policy includes minimum coverage set forth in the circular letter no 16 dated 10/05/2016 on health insurances for visa and residence permit applications.

COVERAGE NAME   COVERAGE AMOUNT   COMPANY PAYMENT PERCENTAGE  
COVERAGE TYPE CONTRACTED(3)   NON-CONTRACTED   CONTRACTED(3)   NON-CONTRACTED  
INPATIENT TREATMENT COVERAGE (1)  ANNUALLY   UNLIMITED   20.000 ₺   100%   80%  
OUTPATIENT TREATMENT COVERAGE (2) ANNUALLY   2.000 ₺   60%   60%  
Costs of Medicine
Imaging Services
Laboratory Services
Modern Diagnosis Methods
Auxiliary Medical Material ₺ 500 / ANNUALLY
Physiotherapy Coverage (Outpatient Treatment Procedures in Sessions) 15 SESSIONS / ANNUALLY

Inpatient Treatment; refers to the situation where the insured has to be hospitalized and kept under observation for diagnosis and treatment.

Outpatient Treatment; refers to services and procedures such as examination, medications, laboratory and imaging services etc which do not require hospitalization for the diagnosis and treatment of patient.

Orange Policy is for B type institutions.

For a non-contracted ambulance service, the coverage limit is the same as the contracted land ambulance fee.

Non-contracted physician’s wage at contracted/non-contracted health institution shall be confined to 1 TTB.

TTB: Turkish Medical Association (TTB) Minimum Wage Tariff

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Click for General Conditions.

Foreign Health Insurance
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Policy Duration

Health policies are issued for a duration of one year. The policy covers the time between the start and end dates. It commences at noon (12:00 PM) according to Turkish time and concludes at noon (12:00 PM) on the specified end date.

Insured Age

It covers individuals with an Initial Insured Age between 0 and 60. The policy can be renewed up to the age of 65, providing coverage for individuals between 0 and 65 years old.

Outpatient Treatment

Medical examination by a doctor, laboratory tests/x-rays, prescription medications, modern diagnostic methods, and outpatient physiotherapy expenses are considered under outpatient treatment coverage.

Physiotherapy

Physiotherapy and rehabilitation expenses deemed necessary by a doctor and approved by the insurer are covered for up to 15 sessions/days per year.